What to consider when buying a home

Things to consider as a 1st-time buyer What can I afford based on my income? Do an affordability calculation; you have a realistic idea. Other debts can impact the amount you can borrow AIP can help to understand who you can borrow from How much deposit will I need? minimum 5% Schemes That are available to help 1st-time buyers help to buy shared ownership discounted market price Other costs to consider… legal fees solicitor fees stamp duty service charge if buying a flat surveyor fee valuation fee moving hiring trucks so on home insurance life insurance, critical illness cover or both home improvements furniture Depending on your Goal, you’ll need to consider… interest rates future house pricing Area information as of 19/07/22


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